Housing Counseling

Homeownership Coaching/Counseling

USA Homeownership Foundation, Inc. DBA Veterans Association of Real Estate Professionals (VAREP) a HUD- approved housing counseling affiliate agency. We are dedicated to making low and moderate income servicemembers and veterans part of neighborhood revitalization across America by providing a full range of programs and services that encourage, create and support homeownership.

Our goal is to make you “mortgage-ready” so you can purchase a home. As part of this, we provide the following services to individual or/and group settings:

  • Pre-purchase counseling/coaching, our certified counselors can help you get on the path to homeownership and answer questions like:
    • What does my credit score need to be in order to qualify for a home loan?
    • What is the best way to shop for a home loan?
    • What should my mortgage payment be in relation to my monthly income?
    • Are there hidden costs to homeownership that I should know about?
  • Financial counseling/coaching on topics such as budgeting/savings, the importance of good credit and financial management.
  • Post-purchase counseling/coaching for existing homeowners, as well as for new homeowners who recently closed on their mortgage loan. This counseling will make you aware of available resources for sustainable homeownership.
  • Foreclosure Avoidance counseling/coaching to assess your situation and provide recommendations for your next steps. We will serve as your advocate to help obtain the best solution available.

Note: While our focus is on the active-military and veteran communities, our services are also offered to all eligible low-to-moderate income (LMI) families that want to realize the American Dream of homeownership.